Development Finance

Introduction The subject of funding development projects can often have the greatest range of clients and, in particular, their experience and knowledge. The spectrum of Development Finance clients is wide. They can range from someone looking to build their first property to an established developer looking to build a large block of flats. Below I…

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The Basics of BTL Underwriting for Limited Companies

Limited Company Underwriting Mortgage lenders have basic requirements which they need to be satisfied with to enable them to offer the mortgage. There are many misconceptions as to how in depth these requirements are. For instance, some lenders are now lending to First Time Buyers who are also First Time landlords, whereas previously you needed…

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Trading Company

The vast majority of information in the press points landlords towards purchasing Buy to Let (BTL) properties in a Special Purpose Vehicle (SPV). However, there are other options, and importantly for some, these should not be overlooked. It is correct that the SPV route will attract the most competitive rates and can be seen as…

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Setting up an SPV

Most people are now aware of the rationale behind purchasing a Buy to Let property in a Special Purpose Vehicle. However, as I still get questions on this each day it is worthwhile confirming what is expected from a lenders perspective and the basics involved. The premise of this blog is not to confirm if…

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